Privacy Policy

YieldPulse (“YieldPulse”, “we”, “us”, or “our”) provides the YieldPulse mobile applications for iOS and Android. This Privacy Policy describes how we access, collect, use, store, share, and delete information when you use our services.

1. Summary & Core Privacy Commitments

• Local-First Architecture: Portfolio holdings, transaction logs, watchlists, dividend targets, and user preferences are stored securely on your device by default.
• Zero Sale of Data: We never sell, rent, or trade your personal information, financial holdings, or net worth data to third parties or brokers.
• Zero Invasive Ads: We do not run third-party advertising networks or track you across apps for behavioral profiling.
• Optional Cloud Backup: If you choose to sign in (via Apple Sign-in or Google Sign-in) and enable encrypted cloud backup, your portfolio data is backed up to our secure gateway.

2. Information We Collect

Information you provide: Stock holdings, shares, purchase prices, dividend records, FIRE target parameters, and watchlists.

Account Information (Optional): If you choose to link an account for synchronization, we store your user identifier and account email provided by Apple or Google.

Crash and Performance Logs: Aggregated diagnostic data provided anonymously via official platform crash reporting mechanisms to help fix bugs.

3. How We Use Information

• To calculate portfolio returns, dividend yields, dividend calendar schedules, and projected FIRE milestones.
• To deliver AI-assisted stock valuation research based on publicly available financial statements.
• To provide secure synchronization across your devices when enabled.

4. Data Deletion and Retention

You maintain complete ownership of your data at all times. You can delete individual holdings or reset your entire portfolio directly inside the App settings. To request full cloud account deletion, visit our Account & Data Deletion Page or email us at warrenlee2513@gmail.com.

5. Contact Us

If you have any questions or feedback regarding this Privacy Policy, please reach out to us at warrenlee2513@gmail.com.